Monday, April 06, 2026

Dealing with Unexpected Expenses in Retirement

As you get deeper into retirement, you start to dread things breaking down and needing replacement. They're often big, expensive items, and we've had several recently unrelated plumbing and electrical issues, with multiple big-ticket items needing repair and/or replacement. Annoyingly, these are things that have to be replaced but don't get covered by standard insurance. You just have to grin and bear it. It is time to consider a careful division of limited retirement funds, what's most important to maintain and what could be tolerated or put off.

Unfortunately, the surprises just kept going on and on with different new problems.

Anyone know how to open the
well-designed Lacie housing?
My current computer problems have become a low priority behind everything else? One extra problem arose when our washing machine flooded laundary and tripped the power. One of my attached drives in the studio failed to restart. I had been gradually building up a family photo library on it from my larger photographic collection. Unfortunately, it wasn't yet backed up. The same hard drive also now housed all my Wednesday Wanderers photos and had become the working area for my website updates, also not backed up.

Is this yet another disaster? Some of the working files are still around on my two working computers. I'm hopeful I can take the unresponsive Lacie drive apart and maybe recover what's on the disk if I can just open the well-designed housing.

The moral of the story? If things get tough, make sure you backup everything and don't just have a single copy of important computer files. Older and wiser, isn't that what they say...

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